AI-powered voice collections
Transform
Collections
with AI
Revolutionize your collections process with our AI-first platform that helps NBFCs and banks collect overdue loans more efficiently and effectively.
Penny
Hey [Customer Name], it's been a while since we've heard from you. Your payment is now 12 days overdue and this will soon affect your credit score. Let's work together to resolve this.
Payment Overview
Loan Amount
₹25,000
Days Overdue
12 days
Late Fee
₹1,250
Total Due
₹26,250
Trusted by leading financial institutions
Recover Consumer LoansWith Empathy & Efficiency
Our AI-powered platform handles consumer loan collections with regulatory compliance, empathetic communication, and proven recovery strategies that maintain customer relationships.
Regulatory Compliant
Full compliance with consumer protection laws and industry regulations
Empathetic Approach
AI-driven communication that understands customer situations and responds appropriately
Higher Recovery
Proven strategies that increase recovery rates while maintaining customer satisfaction
Outstanding B2B InvoicesHurting Your Cash Flow?
Don't let unpaid invoices drain your cash flow and damage your business relationships. Our AI-powered B2B collections recover more money, faster, while preserving valuable partnerships.
Cash Flow Crisis
Outstanding invoices tie up working capital, limiting growth and operations
Time Drain
Manual follow-ups consume valuable time that could be spent growing your business
Relationship Risk
Aggressive tactics can permanently damage valuable business relationships
Transform Your B2B Collections Today
Recover 60% faster with 40% higher success rates while maintaining professional relationships
Faster Recovery
Higher Success Rate
To Get Started
Comprehensive Solution
Everything you need for modern collections
Our AI-first platform combines cutting-edge technology with proven collection strategies to maximize recovery while enhancing customer experience.
AI Strategy Engine
Automated decision-making system that determines the optimal collection strategy for each customer.
Penny Voice & Chat Bot
Multilingual AI assistant that handles customer interactions through voice and chat.
Penny XP1
AI Voice & Chat Assistant
Live Chat
Magic Box Analytics
Advanced analytics engine that processes vast amounts of data to predict payment behavior.
Today's Activity
Magic Box Dashboard
Performance Metrics
Strategy Performance
Omni-Channel Communication
Seamlessly engage with customers across multiple channels for effective collections.
Omni-Channel
Unified Communications Platform
Customer: Arjun Sharma
Comprehensive Solutions
Our platform offers end-to-end solutions for the entire collections lifecycle, from early-stage reminders to complex resolution strategies.
Settlement Solutions
Settlement Negotiation
Penny AI Assistant
Based on your situation, I can offer a settlement of ₹38,250 (85% of your outstanding balance of ₹45,000).
Can I pay this in installments?
Yes, we can split this into two equal payments of ₹19,125 each, due on May 5 and May 20.
Settlement Offer
Your settlement agreement has been generated and approved.
Enterprise-Grade Security & Compliance
Your data security and regulatory compliance are our top priorities. We maintain the highest standards of security and compliance certifications.
ISO 27001 Certified
International standard for information security management systems
Comprehensive security controls and risk management processes
VAPT Certified
Vulnerability Assessment and Penetration Testing certified
Regular security testing and vulnerability assessments
Data Protection
GDPR and CCPA compliant data handling and processing
Strict data privacy and protection protocols
Regulatory Compliance
Compliant with FDCPA, TCPA, and other collection regulations
Automated compliance monitoring and reporting
SOC 2 Type II
Service Organization Control 2 Type II certified
Audited security, availability, and confidentiality controls
99.9% Uptime SLA
Enterprise-grade infrastructure with guaranteed uptime
Redundant systems and 24/7 monitoring
Trusted by Leading Financial Institutions
Our platform is trusted by banks, fintech companies, and financial institutions worldwide for secure, compliant, and effective debt collection operations.
Ready to transform your collections process?
Join leading financial institutions that have increased recovery rates while improving customer experience with Collekt.AI.